Karen Adelson - Barrett Sotheby's International Realty



Posted by Karen Adelson on 7/10/2017


85 Wicklow Avenue, Medford, MA 02155

Condo

$479,000
Price

7
Rooms
4
Beds
2
Baths
A great opportunity to own a four bedroom, two bath home in a much desired neighborhood, conveniently located near the Wellington T station, I-93, and a short commute to Boston. All rooms are spacious with gleaming hardwood floors in the flowing living and dinning rooms opening to a granite and stainless steel kitchen. Two bedrooms, a bath, and laundry on the first level, plus two bedrooms and a bath upstairs. Relax on the front and back porches, or in the lovely shared yard with plenty of on-street parking. A wonderful chance to own a spacious home in a lovely neighborhood at a reasonable price.
Open House
Monday
July 10 at 6:00 PM to 7:00 PM
Cannot make the Open Houses?
Location: 85 Wicklow Avenue, Medford, MA 02155    Get Directions

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Tags: Real estate   Open House   Condo   Medford   02155  
Categories: Open House  


Posted by Karen Adelson on 7/4/2017

Everyone uses a slightly different set of guidelines when it comes to food safety, but some people's standards are a bit more "flexible" than others. The perfect example is the so-called "five second rule." If you're not familiar with it, that "rule" states that if you drop food on the floor (or ground) and pick it up within five seconds, then it's safe to eat!

In some cases, you can wash and safely eat food that has fallen on the floor, but it depends on the condition of the floor and what type of food you're dropping. While some mothers may jokingly say, "My kitchen floor is so clean you could eat off it," eating food that has fallen on the floor can be somewhat risky.

Although the 5-second-rule has its humorous side, food safety is a very serious subject. Making sure that perishable food is properly prepared, cooked, and refrigerated is one way to help keep your family healthy. There's also a psychological benefit to being careful with food safety: When you and your family know that your food is fresh, safely stored, and properly prepared, it helps give you peace of mind and makes mealtime more of a pleasurable experience.

Basic Food Safety Tips

One way to keep track of food freshness is to pay attention to expiration dates and other information printed on food labels. Another step involves putting your own labels on perishable foods and leftover food containers. "When in doubt, throw it out," is also a good policy to consider.

The U.S. Department of Health & Human Services (DOH) offers a number of helpful food safety guidelines to keep in mind and discuss with your family. To reduce the chances of cross-contamination and harmful bacteria growing on food, the agency recommends the following practices:

  • Wash hands for 20 seconds before preparing food
  • Wash food preparation surfaces, utensils, and cutting boards after each use
  • Wash the outsides of fruits and vegetables to help remove bacteria and other impurities
  • Promptly refrigerate food and follow recommended storage times and refrigeration temperatures
While there are a lot of safeguards to be aware of when preparing, handling, and storing food, the DOH breaks it down into four easy-to-remember categories: "clean, separate, cook, and chill." A couple related topics worth researching and keeping in mind  are minimum cooking temperatures for meat and recommended refrigerator storage times for perishable food (often three to five days).

As an afterthought, the other advantage of putting dates on your food packages and leftover containers is that you avoid wasting food by throwing it away prematurely.

Healthy food preparation and storage does involve heightened awareness and sometimes creating new habits, but preventing food poisoning and other digestive ailments in your family is well worth the effort!





Posted by Karen Adelson on 6/27/2017

At a glance, buying a home seems like a daunting and complicated process. If it's your first time buying a home you're probably hearing a lot of terms that don't mean much to you like "rate commitment," "prequalify," and an array of acronyms that no one has ever really explained like APR and ARM. What many first time homebuyers don't realize is that the mortgage application process is relatively straightforward. It's a way for lenders to determine if they will lend money to the homebuyer. The lender will require some documentation on your part and you'll want to do your homework when it comes to choosing the right mortgage for you, but if you're confused about where to begin, here's everything you need to know about the home mortgage application process.

Gather your documents

Each lender will be slightly different when it comes to what records and documents they require from you. In general, lenders will require two years of work history, proof of income, and tax papers. They will also ask for your permission to run a credit check. Some things you should bring when applying for a mortgage include:
  • Your most recent pay stubs (at least two)
  • Your most recent W-2 forms
  • Completed tax returns
  • Bank statements
  • Gift letters
  • Debt - credit cards, student loans, etc.

Filling out the application

The actual application for the mortgage is pretty simple. Be expected to provide your personal and marital information, as well as your social security number. When you apply for a loan you'll also be determining if you're applying singly or with another person, such as a spouse. Some people apply jointly to seek a higher loan amount. However, you should be aware that if this is your plan of action the lender will require income and credit information from both of you. Keep in mind that it isn't easy to remove one person from a home loan once the contract is signed, so you should make certain of this decision before applying jointly.

Locked-in interest rates

It won't come as a surprise to you that, like in other industries, interest rates on mortgages fluctuate. For this reason, many home buyers attempt to "lock-in" their interest rate, meaning the lender is no longer allowed to change the interest rate after signing. The benefit of locking in your interest is that it can avoid having your interest rate raised before you sign on the home. The disadvantage is that since rates fluctuate, you could miss out on a lower one. This is also the difference between APR (annual percentage rating) and ARM (adjustable rate mortgage). With an APR, the cost of borrowing money (interest) is fixed. For an ARM, the interest rate can increase, decrease, or stay the same at different points in the repayment process.

Refinancing

Your financial situation is bound to fluctuate throughout your life, hopefully for the better. At some point down the road, it might make sense to refinance on your mortgage. Essentially this means you are agreeing to change the details of the mortgage to either accept a different interest rate or to alter the length of the loan term. Refinancing usually involves fees, however, so you don't want to rely on it too heavily as a fallback.





Posted by Karen Adelson on 6/23/2017


85 Wicklow Avenue, Medford, MA 02155

Condo

$479,000
Price

7
Rooms
4
Beds
2
Baths
A great opportunity to own a four bedroom, two bath home in a much desired neighborhood, conveniently located near the Wellington T station, I-93, and a short commute to Boston. All rooms are spacious with gleaming hardwood floors in the flowing living and dinning rooms opening to a granite and stainless steel kitchen. Two bedrooms, a bath, and laundry on the first level, plus two bedrooms and a bath upstairs. Relax on the front and back porches, or in the lovely shared yard with plenty of on-street parking. A wonderful chance to own a spacious home in a lovely neighborhood at a reasonable price.
Open House
Saturday
June 24 at 1:00 PM to 2:30 PM
More Open Houses
Cannot make the Open Houses?
Location: 85 Wicklow Avenue, Medford, MA 02155    Get Directions

Similar Properties





Tags: Real estate   Open House   Condo   Medford   02155  
Categories: Open House  


Posted by Karen Adelson on 6/23/2017


85 Wicklow Avenue, Medford, MA 02155

Condo

$479,000
Price

7
Rooms
4
Beds
2
Baths
A great opportunity to own a four bedroom, two bath home in a much desired neighborhood, conveniently located near the Wellington T station, I-93, and a short commute to Boston. All rooms are spacious with gleaming hardwood floors in the flowing living and dinning rooms opening to a granite and stainless steel kitchen. Two bedrooms, a bath, and laundry on the first level, plus two bedrooms and a bath upstairs. Relax on the front and back porches, or in the lovely shared yard with plenty of on-street parking. A wonderful chance to own a spacious home in a lovely neighborhood at a reasonable price.
Open House
Saturday
June 24 at 1:00 PM to 2:30 PM
More Open Houses
Cannot make the Open Houses?
Location: 85 Wicklow Avenue, Medford, MA 02155    Get Directions

Similar Properties





Tags: Real estate   Open House   Condo   Medford   02155  
Categories: Open House